Everyone, or at least almost everyone, knows what a sick leave consists of. When a worker, either self-employed or as an employee, falls ill or suffers an accident that prevents him from temporarily working, a temporary disability occurs, popularly known as sick leave.
In these periods of time the individual is affected not only physically or mentally, by illness or accident, but also sees how his economic capacity is diminished due to the decrease in his income and the maintenance of fixed expenses. To compensate for this economic imbalance, there are sick leave insurances that provides daily compensation during the period of professional inactivity. This contribution, in addition, is completely complementary to that granted by Social Security.
What if I am self-employed?
It may be a question that is on the heads of many. Countless health professionals have their own clinic and combine work in the public and private sectors, what happens then if a self-employed worker is on sick leave?
Workers registered with Social Security or the Special Regime for Self-Employed Workers, receive in these cases benefits from the National Social Security Service. This income is lower than the one obtained by a professional on a regular basis; for this reason, in order to compensate for this economic difference which occurs during sick leave, there are sick leave insurance.
Whether you are self-employed or employed, sick leave insurance is always the best option since daily compensation in case of sick leave can be essential so that it does not affect you in your day-to- day life.
We give you the solution.
At ABR we have the best solution for you: a sick leave insurance that adapts to your needs with coverage and guarantees. This insurance is also customized to your circumstances so that you can receive the compensation
that best suits your needs, either for the number of guards you lose or the queries you cannot make.
That is why we offer you exclusive advantages:
- Without prior medical examination.
- Customized daily compensation of up to € 300.
- Quarterly payment without surcharge.
- Personalized attention, you are not just a number for us.